A fully integrated, easy to use banking system based on a comprehensive range of specialized, feature-rich modules that support a wide range of banking business functions targeted at mortgage banks, and Micro-Finance institutions. It supports all bank’s operations and provides electronic banking channels.
TECHBank® is a comprehensive solution for:
- Micro-finance Banks
- Mortgage Banks
- Handles Savings, Current, Time, Call, Placements etc..., Overdrafts, Loans, Mortgage Loans
- Developed with WAP Banking, Short Message Service (SMS) for Customer Alert, Web enabled, Enhanced Risk Analysis, Reconciliation, and External Interfaces
- A branch driven system that can be configured to support simple distributed or centralized work environment.
- Banking made easier by its friendly Graphic User Interface. Navigation is easy and with provision of drill down facilities
- Enables user's process regulatory return
- Seamlessly produces Balance sheet, Trial balance, P & L reports etc
- The system is Multi-currency, Multi-branch, Multi-cost center and Multi-language.
Fuctional Core Modules:
- Globe view of all GL accounts bank-wide
- Easy access to print statements (including consolidated)
- Flexible financial reporting
- GL Tree structure for multi-level reporting
- User access control/restrictions to specific accounts
- Globe view of all GL accounts world-wide
- Ability to search on an unlimited number of criteria e.g. account officer
- Management of associations (and its members) e.g. coorperative societies
- User access control/restrictions to specific customer information
- What if - analysis
- Secured Internet Banking
- Account to Account Transfer
- Balance Enquiry
- Mini statement and Full statement
- Be able to develop new Products for emerging or specilized markets and customizable existing products
- Facilitates Check Book maintenance and charges
- Support all types of savings, current and overdraft accounts
- Flexible interest payment options e.g. monthly, quarterly etc.
- Cater for all kinds of credits including Simple Term Loans, Revolving Loans, Discounted (up-front) Loans and Hire Purchase Loans
- It handles special cases like irregular payment schedules, etc.
- Provides the facility to decline the loan repayment between the bank and her customer and to monitor same.
- Time Deposits and Placement
- Elaborate management for seamless termination or Rollover
- Fixed Assets
- EFASS Returns
IETech provides comprehensive support for the TECHBank® Banking system. Support is available by telephone, 24 hours per day, seven days a week.
A Customer and Software Support (CSS) agreement cover all system enchacements and normal support and there is no extra charge to the bank